Small Business Insurance

Do you have the right small business insurance to safeguard the business you’ve worked so hard to build? It’s time to level up your coverage to protect your livelihood.

While you already know small business insurance is a must-have to safeguard the business you’ve dedicated your life to building, not all plans are a good fit for every business. Cookie-cutter coverage that doesn’t consider the needs of your business, or even industry, can leave your livelihood at risk. At INSURISK Solutions, you’ll find a different kind of insurance team. One dedicated to helping you fill in the gaps with coverage like Business Owners Policy (or BOP) to achieve comprehensive small business insurance coverage.

Your business deserves more than a one-size-fits-all plan. Count on INSURISK Solutions to help you customize your small business insurance coverage to meet your unique business needs and budget. If you’ve been disappointed by costly plans or subpar service, working with INSURISK Solutions is like a breath of fresh air. Your 100% satisfaction and optimal small business insurance coverage will always be our top goals.

Benefits of Small Business Insurance

No matter the industry, small businesses require small business insurance to protect them from accidents, natural disasters, workers compensation claims, and professional errors. Finding the right coverage at the right price will safeguard your business investment and allow you to focus on growth.

Here are some of the top benefits you can expect when you choose small business insurance from INSURISK Solutions:

  • Financial protection from liability claims, theft, or property damage
  • Legal protection and coverage for legal fees, settlements, or judgments if you experience lawsuits or other legal claims
  • Business continuity to ensure your business can continue operations even after a natural disaster or unexpected event through coverage of replacements and repairs for damaged or lost property
  • Employee protection through health insurance, disability insurance, and life insurance, which will help you attract and retain the best employees
  • Peace of mind, knowing you have a solid small business insurance plan in place for whatever the future brings

Take the Guesswork Out of Your Small Business Insurance Choice

Not sure what level of small business insurance coverage you need? We can help! INSURISK Solutions customizes your plans to fill in every gap. Our experts think of it all and carefully assess your business risks, goals, and budget to ensure you experience all the benefits and far less risk. We set your business up for success today and for years to come.

For nearly 30 years, we have been dedicated to meeting the insurance needs of small business owners like you. We care about helping your business grow and achieve higher levels of profitability. Your business is more than just a number to us. From the first call to our office, you will enjoy attentive customer service and industry expertise that minimizes stress and puts your mind at ease.

Get superior protection for your business’s property, employees, and income by choosing INSURISK Solutions. Let us give you complete coverage at a price you can afford. Schedule a needs assessment with Palmetto State Insurance so we can match you with your ideal small business insurance. 


Finding the right insurance is a process that requires a dedicated and knowledgeable team to help navigate the intricacies and ever changing policies of the current market. Working with Palmetto State Insurance ensures you are fully protected at a price you can afford.

By providing quick turnarounds on all requests, we provide peace of mind knowing that no matter what obstacles you face, your protection partner is here to help. Allow us to help you locate and fill the gaps in YOUR coverage.



Schedule a needs assessment with industry experts to uncover all of your potential exposures and coverage needs.



Our team will build a comprehensive coverage plan that best protects your business, assets and livelihood.



Get the coverage you need that fits your budget. No more. No less.


Palmetto State Insurance provides all of our insurance needs for our growing therapy company. They don’t just try to sell you products and are very hands-on from the day you call for a quote. Staff is easily accessible with an email or phone call and gets you answers to questions in a timely manner. I feel like my business is in safe hands with Palmetto State Insurance.

Robin R.
Capital City Therapy Group

Thanks to Palmetto State Insurance for handling our property and causality insurance as well as workers comp insurance. We’ve found the prices competitive and their staff outstanding. Thanks for being there when we need you.

Bill L.
Lesesne Industries