Employment Practices Liability Insurance

Is your business at risk without employment practices liability insurance? Learn what it is and why you need it to protect your business and employees.

With employment-related lawsuits on the rise, securing employment practices liability insurance is no longer a suggestion for businesses. This specialized insurance policy mitigates your business’s exposure to lawsuits and offers protection from claims your employees can make if they believe you have violated their legal rights. 

From Title VII of the Civil Rights Act to the Americans with Disabilities Act, several laws regulate employment in the United States. What happens if you make a mistake and violate one of these acts? It could have devastating consequences for your business. INSURISK Solutions connects you with the right employment practices liability insurance to safeguard your business and give you peace of mind.

Benefits of Employment Practices Liability Insurance

From the moment a new candidate walks through your company’s door, you have some level of risk for lawsuits. While you strive to keep a professional environment compliant with all acts related to employment law, you cannot control every aspect of your business or employee behavior. Whether it’s incorrect wording during an interview or a manager who makes an inappropriate comment to an employee, your company is often liable. However, with employment practices liability insurance, you can have the necessary coverage for these incidents. 

Benefits of choosing employment practices liability insurance through INSURISK Solutions include:

  • Legal protection to defend against claims employees make regarding harassment, wrongful termination, or discrimination
  • Financial protection to cover the costs of legal fees, judgments, and settlements in the case of claims or lawsuits from employees
  • Customizable coverage to address all potential risks you may experience in your industry
  • Employee protection that lets your staff know you are committed to providing a safe, respectful workplace
  • Compliance with standards and regulations set forth by your industry or state, requiring employment practices liability insurance

Get Coverage to Protect Your Business from Employment-Related Claims

At INSURISK Solutions, we specialize in helping businesses like yours fill in insurance coverage gaps to ensure comprehensive protection. When you face a claim or lawsuit from an employee, you need to trust you have the proper coverage to prevent financial hardship. 

For nearly 30 years, our experts have helped businesses like yours navigate the intricacies of the ever-changing insurance market. We are dedicated to helping you connect with the best employment practices liability insurance within your budget. If you’ve been frustrated by insurance agencies in the past, INSURISK Solutions will show you a better way through attentive customer service, fast turnaround times, and competitive pricing. We’ve helped customers all over the Southeast find the perfect combination of policies to achieve their commercial insurance coverage goals. 

Let INSURISK Solutions help you locate and fill the gaps in your coverage with employment practices liability insurance. Schedule a needs assessment with Palmetto State Insurance today.


Finding the right insurance is a process that requires a dedicated and knowledgeable team to help navigate the intricacies and ever changing policies of the current market. Working with Palmetto State Insurance ensures you are fully protected at a price you can afford.

By providing quick turnarounds on all requests, we provide peace of mind knowing that no matter what obstacles you face, your protection partner is here to help. Allow us to help you locate and fill the gaps in YOUR coverage.



Schedule a needs assessment with industry experts to uncover all of your potential exposures and coverage needs.



Our team will build a comprehensive coverage plan that best protects your business, assets and livelihood.



Get the coverage you need that fits your budget. No more. No less.


Thanks to Palmetto State Insurance for handling our property and causality insurance as well as workers comp insurance. We’ve found the prices competitive and their staff outstanding. Thanks for being there when we need you.

Bill L.
Lesesne Industries

Palmetto State Insurance provides all of our insurance needs for our growing therapy company. They don’t just try to sell you products and are very hands-on from the day you call for a quote. Staff is easily accessible with an email or phone call and gets you answers to questions in a timely manner. I feel like my business is in safe hands with Palmetto State Insurance.

Robin R.
Capital City Therapy Group