Professional Liability Insurance

What is professional liability insurance, and when do you need it? Learn everything you need to know to choose the right coverage for financial and legal protection.

Are you considering your options for professional liability insurance? It’s one of the most important things you can do to protect your career and livelihood. Professional liability insurance, also known as errors and omissions (E&O) insurance, is crucial coverage for businesses from law firms to health care. It safeguards you from financial losses resulting from claims of negligence, misrepresentation, medical malpractice, errors, omissions, or inadequate work. This type of insurance offers protection for both you and your clients, ensuring peace of mind and financial security.

If you are trying to decide if you need professional liability insurance or what plan is right for your situation, INSURISK Solutions is here to help. We partner with you to assess your professional risks, coverage goals, and budget. Then, we connect you with the professional liability insurance plan you need to ensure you are fully protected.

Benefits of Professional Liability Insurance

Without professional liability insurance, one business mistake or accusation of negligence could be financially and professionally devastating.

Let INSURISK Solutions help you experience a range of benefits from the right policy, including:

  • Financial protection against errors and omissions or claims of negligence from third parties or clients
  • Legal support to defend yourself from claims made against you or your business
  • Reputation protection in the event of a lawsuit or claim
  • Compliance with industry standards if your industry requires professional liability insurance coverage

A lesser-known benefit of securing professional liability insurance is a boost to your professional image. Clients prefer working with a contractor or organization with this specialized insurance coverage because it shows you care about your work, your reputation, and your clients.

INSURISK Solutions Makes Choosing Professional Liability Insurance Easy

Do you know you need professional liability insurance but feel overwhelmed by the selection process? The knowledgeable team at INSURISK Solutions can guide you every step of the way. We bring nearly 30 years of insurance industry experience and will provide reliable coverage recommendations to help you find the perfect plan. Plus, we offer quick turnarounds on all requests, so you can get the information you need to move forward with confidence.

The best liability insurance varies from industry to industry. That’s why working with an experienced insurance agency is so important. INSURISK Solutions helps you understand the products and tailors a plan to meet your unique needs.

While business mistakes can happen, you shouldn’t have to live in fear that an error will jeopardize your career or financial status. Count on INSURISK Solutions to be your trusted partner who cares about protecting your business and your reputation. Schedule a needs assessment with Palmetto State Insurance so we can match you with the right professional liability insurance at a price that works for your budget.


Finding the right insurance is a process that requires a dedicated and knowledgeable team to help navigate the intricacies and ever changing policies of the current market. Working with Palmetto State Insurance ensures you are fully protected at a price you can afford.

By providing quick turnarounds on all requests, we provide peace of mind knowing that no matter what obstacles you face, your protection partner is here to help. Allow us to help you locate and fill the gaps in YOUR coverage.



Schedule a needs assessment with industry experts to uncover all of your potential exposures and coverage needs.



Our team will build a comprehensive coverage plan that best protects your business, assets and livelihood.



Get the coverage you need that fits your budget. No more. No less.


Palmetto State Insurance provides all of our insurance needs for our growing therapy company. They don’t just try to sell you products and are very hands-on from the day you call for a quote. Staff is easily accessible with an email or phone call and gets you answers to questions in a timely manner. I feel like my business is in safe hands with Palmetto State Insurance.

Robin R.
Capital City Therapy Group

Thanks to Palmetto State Insurance for handling our property and causality insurance as well as workers comp insurance. We’ve found the prices competitive and their staff outstanding. Thanks for being there when we need you.

Bill L.
Lesesne Industries