Builders Risk Insurance

Considering builder’s risk insurance? Learn what it is and how this specialized insurance coverage can protect your assets during the construction process. 

If you are a general contractor, developer, or property owner building a new property, builders risk insurance is a crucial consideration. Also called course of construction insurance, this specialized property insurance coverage protects properties during construction projects, including new construction, installation, and remodeling with policies from blanket deposit premium to installation floater insurance.

Unexpected events during construction can lead to legal hassles and significant financial loss. INSURISK Solutions can help you customize builder’s risk insurance coverage to safeguard the building and surrounding property. Our experts know how to look for gaps in your general liability insurance coverage to ensure you have complete protection when it matters most. 

Benefits of Builder’s Risk Insurance

Whether you are renovating a property or beginning new construction, builder’s risk insurance offers an additional layer of protection against financial loss and legal liability. General liability insurance isn’t enough to provide the necessary comprehensive coverage, but not all builder’s risk insurance plans will suit your projects and budget. That’s why the INSURISK Solutions team takes the extra steps to analyze your existing insurance plan and current projects to identify the risks and gaps. Then, we’ll tailor your builder’s risk insurance to meet your unique needs and budgeting goals. 

Choosing builder’s risk insurance through INSURISK Solutions offers the following benefits:

  • Financial protection from theft, property damage, or liability claims during a renovation or construction project
  • Legal protection for builders and contractors in the case of lawsuits or claims that lead to legal fees, settlements, or judgments
  • Business continuity through coverage for property repairs and replacements that keep your construction project on schedule following an unexpected event
  • Customizable coverage that gives you complete protection, covering all potential risks
  • Peace of mind for builders and contractors who will have the assurance of financial protection following unexpected events during the construction process

Count on INSURISK Solutions for Your Ideal Builder’s Risk Insurance Policy

Navigating the complexities of the insurance industry can be more than a little overwhelming. But our friendly and knowledgeable team has nearly 30 years of experience and can guide you step by step through choosing the builder’s risk insurance policy that’s right for your business. Whether you need coverage for one property or multiple, from commercial to residential construction, we’ll connect you with the perfect insurance plan that leaves you fully protected. 

A lot can happen during the process of construction. Let INSURISK Solutions put your mind at ease and help you focus on doing the best job possible. From weather damage and fire to vandalism and theft, builder’s risk insurance ensures you avoid financial loss from a wide variety of situations. Our team helps you consider the risks and top options to choose the builder’s risk insurance policy that’s perfect for YOU. Schedule a needs assessment with Palmetto State Insurance today to get started. 


Finding the right insurance is a process that requires a dedicated and knowledgeable team to help navigate the intricacies and ever changing policies of the current market. Working with Palmetto State Insurance ensures you are fully protected at a price you can afford.

By providing quick turnarounds on all requests, we provide peace of mind knowing that no matter what obstacles you face, your protection partner is here to help. Allow us to help you locate and fill the gaps in YOUR coverage.



Schedule a needs assessment with industry experts to uncover all of your potential exposures and coverage needs.



Our team will build a comprehensive coverage plan that best protects your business, assets and livelihood.



Get the coverage you need that fits your budget. No more. No less.


Thanks to Palmetto State Insurance for handling our property and causality insurance as well as workers comp insurance. We’ve found the prices competitive and their staff outstanding. Thanks for being there when we need you.

Bill L.
Lesesne Industries

Palmetto State Insurance provides all of our insurance needs for our growing therapy company. They don’t just try to sell you products and are very hands-on from the day you call for a quote. Staff is easily accessible with an email or phone call and gets you answers to questions in a timely manner. I feel like my business is in safe hands with Palmetto State Insurance.

Robin R.
Capital City Therapy Group