Contractors Equipment Insurance

Contractor's Equipment Insurance

Commercial businesses require more than cookie-cutter insurance coverage to protect all assets. Commercial contractors equipment insurance fills in the gaps to give your business comprehensive protection.

If your business has an equipment fleet of any size, commercial contractors equipment insurance is a valuable investment. Running a business comes with a fair share of risk, and damage to your equipment is at the top of the list. However, with the right level of insurance coverage, you can minimize the risk by maximizing your equipment protection.

Does thinking about different types of commercial insurance leave you feeling confused and overwhelmed? That’s why you need Palmetto State Insurance (PSI) commercial division, INSURISK, in your corner. Our experienced team will help you navigate the complexities of the insurance market to find the optimal commercial contractors equipment insurance. Let’s fill in the existing gaps in your business coverage at a price that works for your budget.

Benefits of Commercial Contractors Equipment Insurance

Commercial contractors equipment insurance provides coverage for the equipment and tools your business contractors use in their work. This insurance policy is designed to protect you from financial hardship due to damage, theft, or loss of contractors’ equipment. It will typically cover a wide range of equipment, including hand tools, power tools, and heavy machinery.

Depending on the unique needs of your business, you can customize your insurance to cover equipment owned or leased by a contractor and equipment you rent or borrow from others.

INSURISK connects you with the ideal coverage to give you the following benefits:

  • Protection against theft and damage: Whether your equipment is at your worksite, in storage, or in transit, contractors equipment insurance offers coverage for losses due to theft and damage.
  • Coverage for rented or borrowed equipment: Your policy can offer coverage for equipment rented or borrowed specifically for a job, extending your protection beyond your own equipment.
  • Ability to customize coverage: Let us help you tailor your equipment insurance policy to meet the needs of your business, including specific types of equipment and risks.
  • Reduced downtime: By providing coverage for equipment repairs or replacement, commercial contractors equipment insurance reduces downtime and minimizes disruptions to your business operations.
  • Peace of mind: Knowing you have reliable financial protection in case of contractors’ equipment loss or damage will help you worry less so you can focus on growing your business.

Find the Ideal Commercial Contractors’ Equipment Insurance at PSI

At Palmetto State Insurance, we’ve helped countless customers throughout the Southeast find the perfect combination of commercial insurance policies. Our commercial division, INSURISK, brings nearly 30 years of experience to your insurance needs and will be there to answer every question and guide you step-by-step through the process.

When you choose INSURISK, you’ll never feel like just another customer. If you have a request or need, you can reach out to your dedicated PSI expert who works hard to ensure your 100% satisfaction. Let us help you locate and fill any coverage gaps with the best commercial contractors’ equipment insurance.

Schedule a needs assessment with Palmetto State Insurance to get started.


Finding the right insurance is a process that requires a dedicated and knowledgeable team to help navigate the intricacies and ever changing policies of the current market. Working with Palmetto State Insurance ensures you are fully protected at a price you can afford.

By providing quick turnarounds on all requests, we provide peace of mind knowing that no matter what obstacles you face, your protection partner is here to help. Allow us to help you locate and fill the gaps in YOUR coverage.



Schedule a needs assessment with industry experts to uncover all of your potential exposures and coverage needs.



Our team will build a comprehensive coverage plan that best protects your business, assets and livelihood.



Get the coverage you need that fits your budget. No more. No less.


Thanks to Palmetto State Insurance for handling our property and causality insurance as well as workers comp insurance. We’ve found the prices competitive and their staff outstanding. Thanks for being there when we need you.

Bill L.
Lesesne Industries

Palmetto State Insurance provides all of our insurance needs for our growing therapy company. They don’t just try to sell you products and are very hands-on from the day you call for a quote. Staff is easily accessible with an email or phone call and gets you answers to questions in a timely manner. I feel like my business is in safe hands with Palmetto State Insurance.

Robin R.
Capital City Therapy Group