Commercial Umbrella Policies

Commercial Umbrella Policies

Do gaps in your commercial insurance coverage leave your business at risk? Learn how commercial umbrella insurance policies provide additional liability protection.

What will happen if your business exhausts your primary insurance policy? Commercial umbrella insurance policies fill in the gaps to ensure you have additional liability protection when you need it most. Accidents happen. Lawsuits happen. While unpleasant to consider, it’s crucial to think about what could happen and take steps to ensure your business has complete coverage, protecting you from financial devastation. 

At INSURISK Solutions, we help businesses like yours prepare for anything the future may hold by securing the ideal commercial umbrella insurance policy, while negotiating the best price. Navigating the insurance market on your own can be confusing. That’s why our experts take the time to answer your questions and guide you through the process. We assess your unique business liability risks and budget, matching you with the right umbrella coverage to safeguard your organization.

Benefits of Commercial Umbrella Insurance Policies

Many businesses are one accident or lawsuit away from financial disaster. You’ve worked too hard building your business to leave it at risk. If your business is in a high-risk industry, like delivery or transportation, you may have a contract that requires umbrella coverage.

But even for other lower-risk commercial industries, umbrella insurance offers several benefits:

  • Liability coverage that goes beyond the limits of a primary insurance plan
  • Broader coverage to fill in gaps, protecting your business against risks not covered by your existing plan
  • Cost savings through an affordable umbrella coverage plan that’s often more economical than purchasing higher limits on an existing policy
  • Legal protection against costly lawsuits or legal settlements
  • You’ll find that one of the most life-changing benefits you enjoy from a commercial umbrella insurance policy is peace of mind. Knowing you have more in-depth coverage frees you from worrying about unexpected accidents or lawsuits. 

Experience a Better Way to Purchase Commercial Umbrella Insurance

At INSURISK Solutions, we are proud to offer comprehensive coverage that leaves you FULLY protected. Let us connect you with a commercial umbrella insurance policy to give you gap-free coverage and confidence in your business’s future. Our team brings nearly three decades of experience in the commercial insurance industry to your company. You can count on us to help you select the optimal umbrella insurance plan to go above and beyond your general liability, workers compensation, and auto insurance plans. 

INSURISK Solutions specializes in helping you choose policies to develop your ideal risk management strategy. We help you stay prepared for the unexpected with a foolproof plan through tailored commercial umbrella insurance coverage. With industry experts in your corner, you can trust your business has the insurance protection it needs, even in a worst-case scenario. 

Ready to take your business protection to the next level? Schedule a needs assessment with Palmetto State Insurance to connect with the best commercial umbrella insurance.


Finding the right insurance is a process that requires a dedicated and knowledgeable team to help navigate the intricacies and ever changing policies of the current market. Working with Palmetto State Insurance ensures you are fully protected at a price you can afford.

By providing quick turnarounds on all requests, we provide peace of mind knowing that no matter what obstacles you face, your protection partner is here to help. Allow us to help you locate and fill the gaps in YOUR coverage.



Schedule a needs assessment with industry experts to uncover all of your potential exposures and coverage needs.



Our team will build a comprehensive coverage plan that best protects your business, assets and livelihood.



Get the coverage you need that fits your budget. No more. No less.


Thanks to Palmetto State Insurance for handling our property and causality insurance as well as workers comp insurance. We’ve found the prices competitive and their staff outstanding. Thanks for being there when we need you.

Bill L.
Lesesne Industries

Palmetto State Insurance provides all of our insurance needs for our growing therapy company. They don’t just try to sell you products and are very hands-on from the day you call for a quote. Staff is easily accessible with an email or phone call and gets you answers to questions in a timely manner. I feel like my business is in safe hands with Palmetto State Insurance.

Robin R.
Capital City Therapy Group