Farm Owners Insurance

If you’re a farmer, then you know that farming is a risky business. The farm has many potential hazards, from accidents and injuries to inclement weather and property damage. However, even with the best precautions in place, accidents can happen. That’s why it’s essential to have farm owners insurance, and the Forestry Risk Solutions division at Palmetto State Insurance (PSI) is here to help you find the complete coverage you need.

With our forestry insurance experience, we specialize in helping farms secure the affordable, reliable coverage necessary to protect their farming investments. Do you feel overwhelmed by all of the farm owners insurance options? Count on us to assess your business needs and help you identify the ideal plan to fill any coverage gaps and support your farm’s success and profitability.

Benefits of Farm Insurance

Farm owners insurance is designed to protect farmers against lawsuits arising from accidents, injuries, or property damage that occur on their farms. Without this type of insurance, farmers may be liable for damages and face expensive legal fees. But with farm owners insurance, you can rest easy knowing you have protection against potential risks.

One of the key benefits of farm owners insurance is that it can cover medical expenses for injuries occurring on the farm. If a farm worker or visitor is injured while on your property, you could be liable for their medical bills. But with farm owners insurance, you’ll have coverage for these expenses, saving you significant money.

The right farm owners insurance will also cover property damage that occurs on the farm. For example, if a farm worker accidentally damages equipment or a visitor’s car is damaged on your property, your farm owners insurance can help cover repair or replacement costs.

If a lawsuit does arise, farm owners insurance will cover the legal fees associated with defending the case. This can be a significant expense, but with the right insurance coverage, you can worry less and focus on your farming operations instead.

One of the greatest benefits of purchasing farm owners insurance through Forestry Risk Solutions is the peace of mind it provides. Farming is already a stressful job, and worrying about potential lawsuits and financial liabilities can add to that stress. But with farm owners insurance, you can know you are protected against potential risks.

Find the Ideal Farm Insurance through Forestry Risk Solutions

At Palmetto State Insurance, our Forestry Risk Solutions division understands the unique needs of farmers and can help you find the right owners coverage for your farming operation. Our knowledgeable agents will answer any questions you may have and guide you through the insurance process. Need certificates, contracts, or permits? We offer a 24-hour turnaround time, so you have what you need when you need it.

Don’t wait until it’s too late to protect your farm. Contact Palmetto State Insurance today to learn more about farm owners insurance and get the coverage to safeguard your farm and your livelihood. Get started by scheduling a needs assessment.


Finding the right insurance is a process that requires a dedicated and knowledgeable team to help navigate the intricacies and ever changing policies of the current market. Working with Palmetto State Insurance ensures you are fully protected at a price you can afford.

By providing quick turnarounds on all requests, we provide peace of mind knowing that no matter what obstacles you face, your protection partner is here to help. Allow us to help you locate and fill the gaps in YOUR coverage.



Schedule a needs assessment with industry experts to uncover all of your potential exposures and coverage needs.



Our team will build a comprehensive coverage plan that best protects your business, assets and livelihood.



Get the coverage you need that fits your budget. No more. No less.


Palmetto State Insurance always goes above and beyond to keep me insured with affordable rates. The team is always eager to help. I couldn’t imagine doing business with anyone else. Thank you to the Palmetto State Insurance Team for all you do for my team!

Johnny F.
Johnny Faucett Logging Inc.

Marshfield Forest Service is very pleased with the support and service provided to our company by Palmetto State Insurance. Their staff is very knowledgeable concerning all aspects of insurance and specifically as it relates to our industry. Their quick responses to our questions and fast turnarounds on required documents have made dealing with insurance issues a breeze.

Cari F.
Marshfield Forest Service

Welch Forest Products LLC has been with PSI for over Ten Years and Camille and I are well pleased with EVERYONE and EVERYTHING that is done with and by any person in the office. There is never a time that we have called, emailed, or faxed and someone was not quick to respond to us. Thank you!

Bubba & Camille W.
Welch Forest Products LLC

Mr. Donnie and his staff are helpful and easy to work with. They are always there to answer our questions and work through whatever we bring to them. We have been a customer for five years and look forward to many more.

Amanda S.
Slay Forest Enterprises, LLC

We have been using Palmetto State Insurance for all of our business insurance needs for nearly a decade. Donnie and his staff are very professional and are quick to respond to all of our requests and do so with knowledge and accuracy. We can’t say enough about this company and highly recommend them for all your insurance needs.

Rhonda B.
Big Daddy's Yard Supply, Inc.