Personal Umbrella Insurance

Personal Umbrella Insurance

Do you have gaps in your existing coverage that leave you exposed to financial hardship? Find out how Palmetto State Insurance can connect you with personal umbrella insurance to help you achieve complete coverage and peace of mind.

Personal umbrella insurance offers additional liability insurance that goes beyond the limits of your home, auto, and other primary insurance policies. The coverage acts as a safety net, protecting your assets and future earnings from unforeseen events that could lead to costly lawsuits and claims. Palmetto State Insurance (PSI) can help you find the perfect personal umbrella insurance to provide invaluable protection for you and your assets when you need it most.

Our knowledgeable team specializes in identifying gaps in your existing coverage and customizing umbrella insurance policies to help you achieve comprehensive protection at a price that works for your budget. Accidents happen every day. Unfortunately, all it takes is one accident to spell financial disaster. But with the right personal umbrella insurance from PSI, you can navigate life’s uncertainties with confidence.

Benefits of Personal Umbrella Insurance from Palmetto State Insurance

In today’s society, anyone can face a lawsuit—even if you haven’t done anything wrong. That’s why more people are purchasing personal umbrella coverage for an extra layer of insurance protection.

Here are the key benefits you can expect when you choose a personal umbrella insurance policy through PSI:

  • Additional liability protection beyond the limits of your primary insurance policies, such as home or auto insurance
  • Reliable coverage for liability risks, including property damage and personal injury
  • Legal protection to cover court costs, legal fees, and potential damages if you undergo a lawsuit
  • Affordable premiums—typically more affordable than increasing liability limits on your individual insurance policy
  • Customizable coverage to fit your specific needs, risk profile, and budget

Working with an experienced insurance agent from PSI, you can determine the appropriate coverage limits based on your assets, lifestyle, and risk exposure. This ensures you have adequate protection in place without paying for coverage you don’t need. Count on PSI for a cost-effective umbrella insurance solution that facilitates comprehensive coverage and peace of mind.

Protect Your Assets and Financial Future with Personal Umbrella Insurance

If you have gaps in your insurance coverage, you could be putting your assets, retirement savings, and more at risk. Palmetto State Insurance will carefully assess your existing insurance plans and level of risk to prevent financial hardship through the right umbrella insurance policy.

Let our experienced team walk you step by step through the process of selecting the right policy to ensure you are fully protected at a price you can afford. When you work with PSI, you’ll have a dedicated expert available to answer your questions. With nearly 30 years of experience in the insurance industry, we know this higher level of service sets us apart from the rest.

Ready for complete protection? Schedule a needs assessment with Palmetto State Insurance today to find the right personal umbrella insurance for you.


Finding the right policy to protect yourself can be a long, complicated, and nearly impossible task to do alone. Finding a partner you can trust is the only way to get the policies you need and feel confident in your coverage.

Our team takes pride in our ability to help you find the right plan and products within your budget for you, your business, or your family.



Schedule a Needs Assessment with our experts to uncover all of your potential exposures and coverage needs.



Our team will search the market and negotiate on your behalf, finding the best combination of policies to meet your needs.



Stay protected for whatever the future holds with coverage tailored to your business or lifestyle. No more. No less.