Boats & Watercraft Insurance

Boat and Watercraft Insurance

Boats and watercraft insurance is a must-have product to protect your investment and other parties on the water. Learn how to choose the best policy to meet your needs and budget.

While boat and watercraft insurance isn’t required in every state, it’s a product you can’t afford to go without. There’s nothing like enjoying your boat out on the water—until an accident occurs. It’s unsettling to consider, but many boating enthusiasts are one accident away from extreme financial hardship. Palmetto State Insurance (PSI) understands the unique coverage needs of boats and watercraft to connect you with your ideal coverage. 

Let us take the stress and hassle out of the process of purchasing boat insurance. Whether you want to take the responsible approach to boat ownership or your bank or lender requires coverage, we make it easy to customize an insurance plan to achieve your goals. 

Benefits of Boat and Watercraft Insurance from Palmetto State Insurance

Being able to head out for a day at the lake worry-free is a top benefit of boat insurance. You’ll know that whatever happens, you have the necessary coverage to protect yourself, your boat, and other parties on the water. If there’s anything better than enjoying a boat day, it’s enjoying your boat day with complete peace of mind.

Other benefits of boat and watercraft insurance from Palmetto State Insurance include:

  • Property protection for your boat or watercraft in case of damage, theft, collisions, and other covered events
  • Liability coverage in case you are at fault in a boating accident causing bodily injury or third-party property damage
  • Legal protection if you experience lawsuits or claims resulting from incidents or accidents involving your watercraft
  • Customizable coverage to tailor your plan to cover your watercraft, passengers, and personal possessions

At PSI, we understand navigating the insurance market to find your ideal product can be challenging. That’s why we offer attentive customer service to guide you every step of the way. Our team is dedicated to helping you maximize every lake day with the best boat and watercraft insurance.

Let Palmetto State Insurance Help You Manage the Risks Associated with Boat Ownership

For nearly 30 years, Palmetto State Insurance has helped boat owners find the right level of coverage through customized boat and watercraft insurance plans. We carefully assess your risks and your budget, so you can get exactly what you need and nothing you don’t. 

When you choose PSI for your boat insurance needs, you’ll have a dedicated expert available to answer your questions. Our in-depth knowledge of the complex risks associated with boat ownership allows us to provide a higher level of service and expertise you won’t find at other agencies. Count on us to help you achieve the optimal coverage to meet your unique needs and budget. 

Schedule a needs assessment with Palmetto State Insurance today to secure the best boat and watercraft insurance.


Finding the right policy to protect yourself can be a long, complicated, and nearly impossible task to do alone. Finding a partner you can trust is the only way to get the policies you need and feel confident in your coverage.

Our team takes pride in our ability to help you find the right plan and products within your budget for you, your business, or your family.



Schedule a Needs Assessment with our experts to uncover all of your potential exposures and coverage needs.



Our team will search the market and negotiate on your behalf, finding the best combination of policies to meet your needs.



Stay protected for whatever the future holds with coverage tailored to your business or lifestyle. No more. No less.