• Your claim is not covered
  • Your claim only covers a fraction of your losses
  • You are forced to pay out-of-pocket

Every business, from nursing homes and emergency transport to general contractors and professional services, has unique coverage needs. Big-box insurance companies who call minimum or one-size-fits-all policies “coverage” leave you exposed by taking advantage of business operators who don’t know what they are missing or what questions to ask.

Achieve Relief with Coverage That Is


The full coverage experts at Insurisk know exactly where your business is vulnerable. We work with you to identify your risks and exposures so when you ask “Is that covered?” the answer will always be “YES!”


Our team of advocates will negotiate the best price on your business’ behalf, fighting for you to get the comprehensive coverage you need without sacrificing your bottom line.


Enjoy peace of mind, knowing your livelihood is fully protected by a custom coverage package tailored to the specific needs of your business.


Palmetto State Insurance team member

You may think your current policies are protecting your biggest assets, but did you know that many big-box insurance companies only offer generic coverage and don’t factor in the unique needs of your company, or even industry?

With nearly 30 years of experience, our team of experts leaves no stone unturned when it comes to identifying your exposures and filling the gaps in your coverage. And with personalized service and trusted support, an industry expert who knows you by name is always just a phone call away.

We understand that time is money, which is why we provide quick turnarounds on all contracts, permits, certificates, and requests, helping you get the job done and increasing your productivity across the board. Trust us to be your partner in protection and achieve complete coverage for your business.


Finding the right insurance is a process that requires a dedicated and knowledgeable team to help navigate the intricacies and ever changing policies of the current market. Working with Palmetto State Insurance ensures you are fully protected at a price you can afford.

By providing quick turnarounds on all requests, we provide peace of mind knowing that no matter what obstacles you face, your protection partner is here to help. Allow us to help you locate and fill the gaps in YOUR coverage.



Schedule a needs assessment with industry experts to uncover all of your potential exposures and coverage needs.



Our team will build a comprehensive coverage plan that best protects your business, assets and livelihood.



Get the coverage you need that fits your budget. No more. No less.


At Insurisk Solutions, we understand that navigating the complexities of the insurance market can be overwhelming. And with everything on your plate, you just don’t have the time. That’s why we developed Insurisk, the commercial division of Palmetto State Insurance, to ensure you have a knowledgeable team doing the heavy lifting.

Not only do our experts analyze the ever-changing market and negotiate on your behalf, they provide quick turnaround times so you can trust that we’ll be here to support you no matter what challenges arise.

With the same dedication to great service, we are committed to helping a variety of businesses achieve full protection. Our team has helped countless clients in the assisted living, general contracting, manufacturing & distribution, emergency transport, and professional services industries find the perfect combination of policies for complete peace of mind.

Don’t leave your business exposed. Let us help you identify and fill the gaps. Schedule a Needs Assessment with Insurisk today.


Palmetto State Insurance serves a wide range of industries and individuals. Our commercial division, INSURISK, specializes in insurance coverage for  healthcare, general contracting, manufacturing, distribution, and professional service industries. Our forestry and agribusiness division, Forestry Risk Solutions, specializes in forestry, timber, sawmill, and farming insurance coverage. With over 30 years of experience, Palmetto State Insurance understands the unique needs of varying industries, redefining complete coverage.







Thanks to Palmetto State Insurance for handling our property and causality insurance as well as workers comp insurance. We’ve found the prices competitive and their staff outstanding. Thanks for being there when we need you.

Bill L.
Lesesne Industries

Palmetto State Insurance provides all of our insurance needs for our growing therapy company. They don’t just try to sell you products and are very hands-on from the day you call for a quote. Staff is easily accessible with an email or phone call and gets you answers to questions in a timely manner. I feel like my business is in safe hands with Palmetto State Insurance.

Robin R.
Capital City Therapy Group